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MehediAB · 01-15-2023, 04:53 AM

It includes an essential infrastructure so that transfers can be made. Today we will explain how it works, because at the end of the purchase process, what matters to you as a seller is that the amount paid by the customer reaches its destination successfully. For this, one of the requirements is to have an ecommerce platform with guarantees, professional and that gives you confidence as a creator and the client to "introduce" their payment information. Shopify offers you all that and much more: Try Shopify for free to create your online store. Without credit card, easy and intuitive. Email address Email address you need to know about it: What is the Interbank Electronic Payment System (SPEI) and what is it for? How does SPI work? Differences between TEF and SPEI How to make a SPEI transfer and why it is convenient to offer them in your e-commerce? What is the Interbank Electronic Payment System (SPEI) and what is it for? The SPEI is a crucial mechanism that allows managing transfers between the different participants. It is responsible for collecting and managing.

The information necessary to determine if a customer has ordered payment. If so, it will be identified. Depending on the type of order we are talking about, it is possible that the SPEI carries information that tells the recipient that they must prove the payment to the ordering party, the customer of your online store. Start or grow your business with a Shopify Expert In Mexico we have an ecosystem of partners that can help you create your store, grow your sales or migrate your business from Albania Phone Number list another platform. Click on the link below and meet them. You also have significant discounts! In order for the system on which the SPEI is based to be secure and confidential, it will be encrypted with certificates . These follow the standards established in the IES (acronym for Extended Security Infrastructure ) of the Bank of Mexico. How does SPI work? You already know more or less what a SPEI is , but you don't know how it works. In this section we are going to explain how it works in detail, since this way you will be able to know exactly what a SPEI transfer is . The client carries out a certain procedure through his mobile app or through electronic banking. This process is associated with sophisticated security controls, which will include everything from passwords, tokens , as well as proof of device possession (we could be talking about an SMS that is sent to a cell phone (mobile phone) that has been previously registered).

The participating party validates these security elements. It will carry out a record in the event that the validation has been successful, or if it has not. The participating party will make the customer's instructions. These instructions will include the security elements that need to be included and will be sent to the SPEI of Banco de México. Once this information has arrived at the Bank of Mexico, this entity will be in charge of carrying out the electronic verifications. This will check the integrity of the order. If all goes well, the order will be prepared to be processed and settled. How does SPI work? Those participants in the transaction will receive a notification of the resolution of the order. The participant who receives the payment will manage it in what is known as CEP (Acronym for Electronic Payment Receipt ). Differences between your online store is no longer a matter of a few. With Shopify you can have your own business in a matter of minutes. Athe reference number, the concept of the payment and the amount of the operation). If everything went well, the operation will be completed. Of course, do not forget to download and save the receipt , as it will help you make any type of claim. The main reason to make SPEI transfers in your eCommerce is found in the speed with which the money arrives and in the security offered by the system. For these reasons, you are interested in integrating SPEI transfers into your e-commerce.